What to do if You Can't Keep Up With Your House Payments Ft Lauderdale Florida Hollywood Florida

The number of foreclosures are increasing throughout the country. Homes were our neighbors and happy families once lived are now just empty shells. While the economy is rough – you should know that there is assistance available if you are having trouble keeping up with your house payments. RELATED ARTICLES Stop Making Mortgage Payments & Stay In Your House How Can Mortgage Payments Grants Help You? Many Are Qualified For Mortgage Loan Modification Assistance And Don't Even Know Can You Pay Partial Mortgage Payments While Your House Is Up For Sale To Prevent Foreclosure? Right now, part of the government bailout program includes official help for individuals struggling to make mortgage payments, but even before that was initiated there were a few steps homeowners could take to remain in your home. Here are some tips for what to do if you find yourself struggling financially and unable to keep up with your current mortgage: Be Willing to Get Help The most common response for families who are struggling financially is to throw their hands up in despair and give up. If you are willing to get some help and take action instead of just sitting back and letting what happens, happen – you'll be in a better position to make it through the financial hurdle while remaining in your home. People who are persistent often have the best results in getting assistance and support. Your Mortgage Company The first place you should look for help is with the company that holds your mortgage. When their customers foreclose on homes, they lose a lot of money, so they're often willing to work with you to help prevent another foreclosure. Don't wait until you are a month or two behind to call; make the call as soon as you think you'll have difficulty making the mortgage payment for the first time, or if you're struggling to pay all of your monthly payments. They may have a temporary hardship program with a lower monthly payment to help you through a rough financial patch. Veteran Affairs If you are a veteran or have a VA loan, there is additional help available to you through the U.S. Department of Veterans Affairs which is provided at no charge. The Department of Veterans Affairs can help negotiate with your loan servicer to set up a different payment agreement. What You'll Need to Do In order for companies or lenders to give you assistance and enable you to remain in your home, you should expect a thorough review of your financial situation. You'll likely need to provide proof of employment, recent pay stubs, tax returns and a record of your debts to show why you are struggling to make your payments. Forget all of that sell me your house today? call 954 247 1353 or click here!