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Options to Consider When Selling an Inherited House. call 954 247 1353 Pompano Beach FL Coral Springs FL Coconut Creek FL

Inheriting a house can be extremely overwhelming. You've likely just lost someone that you care about deeply and now you have to make a decision regarding that loved ones most valuable asset. This is an emotional time, but you need to make an educated, rational decision. The choice you make will likely impact your financial well being.

If you decide to keep the house:

You need to figure out how much money you'll be paying on a monthly basis. Between mortgages, property taxes, insurance, maintenance, and possibly association fees a second house can really add up. You need to be honest with yourself about if you can afford it. Some people decide to bring in a renter to help with all the costs, but are you really cut out to be a landlord? Are you prepared for what a problem tenant could do to your family house? Take a look at the numbers and be brutally honest with yourself. Emotion needs to be removed from this decision as much as possible.

Another thing to consider is how far away the house is from where you live. Is it worth doubling up your housing costs for a house that is in another state? Now you're paying thousands of dollars a month for a house you might only visit a handful times a year. You could become an absentee landlord (a landlord that lives in another state), but being a landlord is hard enough when you live close to the house.

If you decide to sell the house:

Selling your inherited house is probably the best decision, unless you are certain that you can afford the costs of two houses. A positive of selling an inherited house is that you'll only owe taxes on the increase in value since the purchaser died, or six months after that. A negative is that you might have inherited a house that has deferred maintenance. If the house needs many repairs it is going to be extremely difficult to sell. If you don't have the money for these repairs it could take months to find a buyer and that buyer will probably ask you to fix everything after they have their home inspection in escrow. All the while you're paying double the housing costs.

If you're looking to sell an inherited house fast for cash, without making any repairs or paying any fees, consider selling to an investor. This is an option that a lot of people don't know about, but it very well might be the best option for you. Often times you can sell the house and get your cash in less than 10 days. This is the quick, hassle free way to sell your house, but you have to be prepared to sell for a little less than market value.

This can be a very difficult time. You're grieving and you have a huge responsibility. Your life has become much more complicated at a very emotional time, but it's important to not let your decision become completely emotion based. Analyze all of your options and you will make the best decision for your family and for your financial well being.

Article Written by Los Angeles House Buyers.

We buy houses in South Florida from Miami to Ft Lauderdale to West Palm Beach. We also serve in Orlando FL. visit http://SellFloridaHouseNow.com

Why Cash Offers Are More Attractive To the Seller call 954 247 1353 Sunrise FL Plantation FL Davie FL Weston FL

In a financial environment where many loan providers are tightening their purse strings, there has been a rise in the number of cash buyers looking to invest in real estate. Whether the sale is made directly using cash or through a mortgage, the seller receives the same amount of money (though not in all cases, which we'll cover). So why then is a cash offer usually seen as more attractive than an offer to purchase with a mortgage? The answer ties in with the three things most sellers want out of any transaction (aside from a fair price); a speedy sale, one that is certain to go through, and the ability to move on. This combination is what gives cash buyers the upper hand in securing their choice of property over those who need to seek outside financing. The Speed of the Offer Cash buyers already have everything they need to go ahead with the transaction; they're just looking for a suitable property and a willing buyer in order to make an offer. For everyone else who needs to borrow in order to enter the property market, it is not quite that simple. Yes, they can make offers, but they are not backed by anything concrete until they have been approved for a loan. In the case of those seeking outside finance, an offer is more of an intention than a direct request to purchase the property as soon as possible. Cash buyers have this power, and it allows them to give the seller a tangible offer to mull over almost immediately. The Certainty of Closing Offers made on the contingency that financing can be found are totally reliant on outside sources. If they are not approved for a loan then the sale can't go ahead. Conversely, cash buyers hold the world in their hands, and are completely in charge of their own proprietary destiny. Sellers know this, and know that an offer of cash is far more of a sure thing than an offer to purchase via a mortgage. This certainty is so attractive to some sellers that they are even willing to accept less than their asking price, or less than any competing offers, to be sure the sale will go ahead. Bringing a finance company into the mix can cause the deal to collapse at any moment, cash doesn't have this problem. The Flexibility to Move On With a prompt offer that will only fall apart if either party elects to back out of the deal, comes the flexibility to move on as soon as possible. It's quite simple really, no seller wants to go through a long, protracted sale process, and cash buyers are the surest way to avoid this. If the seller wanted to use the money to travel round the world, or invest in another property coming on the market, or even had to sell as quickly as possible as they had already put an offer in on another house, they can now do all of that. Cash buyers allow sellers to move on with their life, which often makes them a more attractive prospect than one who has to wait for financing. If you do have the ability to purchase your next piece of real estate with cash, you'll now realise why this may give you the upper hand. Artcile written by Treena Drinnan

Strategies for Buying Houses in a Distressed Market call 954 247 1353 SellFloridaHouseNow.com Plantation FL Sunrise FL Davie FL

Buying houses today is considerable different than just a few years ago. Instead of seeking out newly constructed homes, many buyers are interested in purchasing real estate owned by banks or properties offered as short sales.

Those interested in buying houses, but unable to obtain bank financing are seeking out properties for sale using creative financing strategies. This can be a good way to buy a house while engaged in credit repair, but caution must be used prior to entering into contracts.

A few of the most popular creative financing options include lease purchase option agreements; seller carry back trust deeds; take over payments; and Subject-to. It is always wise to obtain legal counsel to ensure these strategies are allowable by law in the state where property is located.

Lease purchase option can be a good solution to tenants who want to buy property they are renting. Property owners lease the property to tenants for 1 to 3 years, but contribute a percentage of rental income toward the purchase price.

Tenants must strive to pay rent monies on time and in full to establish a history of on-time payments. They must also work toward improving FICO scores to 640 or higher in order to qualify for a home mortgage loan.

In most cases, tenants provide 'options' money to the property owner and enter into a lease-to-own contract. Sellers typically apply between 10- and 20-percent of monthly rent toward the purchase price.

Some states require tenants to purchase properties secured by lease option agreements, while others grant the option to opt-out of the purchase. In nearly all states, tenants forfeit all vested funds if they default on contract terms.

Seller carry back trust deeds involve buying property from sellers who act as the mortgage financier for all or part of the purchase price. Most sellers offer partial financing and require buyers to obtain bank-financed mortgages for the balance. Article written by by Simon Volkov.

This type of financing can benefit both sellers and buyers. Property owners retain property rights until buyers pay off balances owed or refinance mortgages into their own name. Buyers are able to buy a house while in the midst of credit repair.

Owner will carry financing is a relatively risk-free financing alternative. However, contracts should be drafted by a real estate lawyer to ensure both parties are covered in the event of loan default.

Buyers who qualify for bank financing often find short sale and bank owned properties attractive because they are usually priced below market value. Once banks grant delinquent borrowers short sale approval they have a small window of opportunity to sell their house for less than owed on the mortgage note.

Short sale properties are usually listed through realtors, so those interested in this type of realty may find it advantageous to find a local agent. The process can be lengthy, so those who require immediate housing should probably forfeit this option.

Banks want to recover as much of the loan balance as possible and rarely accept offers for less than the predetermined short sale price. Always conduct due diligence before buying short sale houses to ensure the property is worth the asking price.

Buying real estate owned by banks is a good way to purchase real estate below market value. These properties have been returned to lenders via foreclosure repossession or deed in lieu of foreclosure.

One of the most popular places for buying houses is Fannie Mae Homepath. This government-sponsored foreclosure home buying program is offered to individuals and real estate investors. Program details and financing options are offered at Homepath.com.

Sell me your house right now at http://SellFloridaHouseNow.com or call 954 247 1353

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How Can A Real Estate Investor Stop Foreclosure? 954 247 1353 http://SellFloridaHouseNow.com Davie FL Weston FL Sunrise FL

When you buy your home the idea of going into default probably doesn't even come across your mind. Sadly this can happen no matter what type of planning you prepare before you move into your home. If you have a sudden job loss, or some kind of large expense, it can make paying your mortgage next to impossible. When you first buy a foreclosure seems impossible but it can quickly turn into reality for some homeowners. Luckily there are a couple of different ways that a real estate investor can help you avoid foreclosure. Here are a few of the things that you can do to stop foreclosure.

Real Estate Investors

When time is of the essence, real estate investors are by far the fastest way to sell your home. Although you can sell your home at market value using a real estate agent or going through the process yourself doing the sale for sale by owner, the average time a house sits on the market is 3 months. Investors can inspect your home, provide a plan, and close the house within a matter of weeks, even days. Since for many seasoned investors, this is their profession, they have all their finances in order and know the home sale process very well. This is different than catering to more traditional buyers who may only go through the home sale transaction several times in their lives and sometimes weeks are tied up as they are securing a mortgage of their own.

Discount The Sale Price

If you are going through the foreclosure process one of the things that an investor will be willing to do is buy your home at a discount. Homes in foreclosure are usually going to be below market value so it will typically be a financial acquisition that is profitable for them but sometimes when you add up the cost of closing it does not work out that way. The good thing about this is that the investor will typically take care of all of the cost of selling a house which means that you don't have to. For a homeowner in a tough spot this can mean you walk away from the house without owning a large debt.

Take Over A Loan

In the real estate business, taking over the loan and making up the back payments is called purchasing a home "subject to." This means that the investor pays off the missed payments to bring the loan current and then starts paying the loan himself. However, the loan is still listed and signed under the homeowner's name, so the homeowner is still held responsible if the loan starts to fall behind again. The benefit to the homeowner is that foreclosure is avoided and the loan becomes current. The benefit to the investor is that the home can be acquired without many of the costs of a standard sale such as the loan and appraisal fees. However, most lending firms create contracts in which "subject to" cannot be done since the full amount of the loan is due when title of the home is transferred upon sale. In practice, however, lending institutions would much rather have the loan become current and it matters little as to who the authority is so long as the payments are timely. This strategy can be a very important tool, but as you can see, it is not without its risks. All parties must have full understanding of the documents and how they are prepared.

Discount Loan From Lender

When selling your home, this is more commonly referred to as a short sale. The investor negotiates with the lending institution to strike a deal in which the lender will transfer the property at a discount. Why would the lender do that? For one, financial institutions are in the business of making a profit through loans, not in selling homes. Second, it is much better for the bank to receive less cash now, than waiting for more cash later during which the bank must own and maintain the home and try to sell it at market price.

Are you looking for help with selling your home? Check out our blog and you will get all sorts of help for that very problem. You have to be ready when you do finally put your house on the market.. Want to sell your home click right here?

Article Source: http://EzineArticles.com/8348265

AW Shucks. Sell Your house for cash in less than 15 days. call 954 247 1353 http://SellFloridaHouseNow.com Weston FL Southwest Ranches FL Davie FL

AW Shucks!!!!

Stop stressing about: being behind on mortgage payments, vacant or damaged property, facing foreclosure, relocation, job transfer, can’t sell your house for what you owe, finding a real estate agent, finding a buyer for your house.

We can make all of those stressors disappear within the week by buying your house within 7 days maybe even for cash! Sell Your House Cash is a professional group of respectful and compassion real estate investors that are interested in helping homeowners that need to sell their house fast.

Visit the  Sell Your House Cash website and fill out the very quick and confidential form requesting that a real estate investor contact you today. We will make you a fair offer to buy your house for sale so that all the stressors stated above are a thing of the past.

Each day that you wait to ask us to buy your house builds more stress on you, which is awful for your health and also has a negative effect on your family and career. The longer you wait the more house payments, more taxes, and more time you waste trying to find a buyer to buy your house for sale.

The good news is that we are here for you anytime that you are ready to sell your house. We buy houses in "as is" condition so you don’t have to spend money or time on costly repairs or updates. We buy houses in any price range and in any location. We can buy your house fast regardless of why you have to sell you house.

We can also make a cash offer to buy your house! Once you decide that you need to sell your house now or you decide that you are done wasting money and time, contact us so that we can work together to solve your financial problems and buy your house.

Contact us anytime day or night and we’ll give you piece of mind, a quote to buy your house fast, and a stress free life!

Take action to change your life for the better by clicking here.

We aren’t realtors so you will never have to pay a fee or commission. It is absolutely free for us to buy your house! You are never obligated to do anything just because we make you an offer to buy your house, so you have nothing to lose.

Why Do People Sell Their Houses To "Cash For House" and "We Buy Houses" Companies Ft Lauderdale FL Hollywood FL Pompano Beach FL

For the last five years this has been a difficult time for the housing market. And right now is a very difficult time to be selling a home. Particularly now that the spring and summer home selling season has ended and we are heading into winter. It is no surprise that selling your home for cash seems to be a decision that is valid option to put on the table. You won't have to wait for months before your house is sold, you receive immediate payment, and you don't have Realtor commissions and you won't have the time and hassle making repairs as you would with a traditional sale.
Convenience and Speed - Making one phone call, getting a cash offer within a day or two and receiving a reasonable cash offer for the property, is probably why more and more homeowners are turning to cash home buyers of their properties. So if you're noticed the ads that state "We Buy Houses Cash" or "Sell Your House Fast" you should know that the following house situations make good possible candidates for quick sales:
Houses Threatened By Foreclosure - The foreclosure process can be stressful and complicated and cause additional problems in the coming years. When this threat looms over a homeowner, he or she might want to sell the home fast for a fair price. If you're falling behind on your mortgage and lenders are sending certified letters and starting to knock on your door, you could avoid the long foreclosure process and the often times long wait to sell your home in the market by selling your house for cash to a professional home buyer.
Divorce - Deciding how to divide the house. Divorce is of course a very tough time in a person's life. The assets of the marriage will normally be split. Couples often wish to sell their house quickly to cut their emotional ties to the home, for financial reasons and because of necessity of the agreement. Turning to a cash buyer who offers a reasonable price for the property and a fast settlement can be quite beneficial. Couples sell their shared property in a matter of days, divorced couples can move on with their new lives. They can chose to move to a new home and start a new life.
Houses Inherited By Family and Friends That Do Not Want the Home - If an inherited property was recently passed to you and it still has substantial amount of debt on the property or the home in need of substantial repairs, selling to a "We Buy Houses" company is often a good option. Unless you wanted to pay off the debt on the property or wanted invest the time and money making the needed repairs on the inherited home, contacting a company that buys houses and getting a fair cash offer for the property can be a smart idea.
Houses That Are Sitting Vacant - Have you been waiting for a buyer to come along for 6, 9, 12 months or more. Has it been such a lengthy time you can't remember how long the property has been vacant? Maybe it's time to contact a organization that advertises "we buy houses" that can purchase your home quickly. Patiently waiting for the market to pick up again can equate to wasted time and money, as well as well as the emotional highs and lows that come along with trying to sell a home. Accepting a quick cash offer for your house can often turn out to be the best solution.

Do you have any unwanted home in South Florida From Delray Beach to Fort Lauderdale to Miami and everything in between. click here. 954 247 1353

How Can A Real Estate Investor Stop Foreclosure? 954 247 1353 Sunrise FL Plantation FL Davie FL Ft Lauderdale FL Hollywood FL

When you buy your home the idea of going into default probably doesn't even come across your mind. Sadly this can happen no matter what type of planning you prepare before you move into your home. If you have a sudden job loss, or some kind of large expense, it can make paying your mortgage next to impossible. When you first buy a foreclosure seems impossible but it can quickly turn into reality for some homeowners. Luckily there are a couple of different ways that a real estate investor can help you avoid foreclosure. Here are a few of the things that you can do to stop foreclosure.

Real Estate Investors

When time is of the essence, real estate investors are by far the fastest way to sell your home. Although you can sell your home at market value using a real estate agent or going through the process yourself doing the sale for sale by owner, the average time a house sits on the market is 3 months. Investors can inspect your home, provide a plan, and close the house within a matter of weeks, even days. Since for many seasoned investors, this is their profession, they have all their finances in order and know the home sale process very well. This is different than catering to more traditional buyers who may only go through the home sale transaction several times in their lives and sometimes weeks are tied up as they are securing a mortgage of their own.

Discount The Sale Price

If you are going through the foreclosure process one of the things that an investor will be willing to do is buy your home at a discount. Homes in foreclosure are usually going to be below market value so it will typically be a financial acquisition that is profitable for them but sometimes when you add up the cost of closing it does not work out that way. The good thing about this is that the investor will typically take care of all of the cost of selling a house which means that you don't have to. For a homeowner in a tough spot this can mean you walk away from the house without owning a large debt.

Take Over A Loan

In the real estate business, taking over the loan and making up the back payments is called purchasing a home "subject to." This means that the investor pays off the missed payments to bring the loan current and then starts paying the loan himself. However, the loan is still listed and signed under the homeowner's name, so the homeowner is still held responsible if the loan starts to fall behind again. The benefit to the homeowner is that foreclosure is avoided and the loan becomes current. The benefit to the investor is that the home can be acquired without many of the costs of a standard sale such as the loan and appraisal fees. However, most lending firms create contracts in which "subject to" cannot be done since the full amount of the loan is due when title of the home is transferred upon sale. In practice, however, lending institutions would much rather have the loan become current and it matters little as to who the authority is so long as the payments are timely. This strategy can be a very important tool, but as you can see, it is not without its risks. All parties must have full understanding of the documents and how they are prepared.

Discount Loan From Lender

When selling your home, this is more commonly referred to as a short sale. The investor negotiates with the lending institution to strike a deal in which the lender will transfer the property at a discount. Why would the lender do that? For one, financial institutions are in the business of making a profit through loans, not in selling homes. Second, it is much better for the bank to receive less cash now, than waiting for more cash later during which the bank must own and maintain the home and try to sell it at market price.

Are you looking for help with selling your home? Check out our blog and you will get all sorts of help for that very problem. You have to be ready when you do finally put your house on the market.

Article Source: http://EzineArticles.com/?expert=Melissa_Gifford

Article Source: http://EzineArticles.com/8348265Sell your house Cash